TERMS OF USE OF DIGITAL PRODUCTS

How We Collect and Use Information. This website (the “Site”) is represented only by ONline Philippines, a campaign run and owned by iPhiTech IT and Digital Solutions Corporation. By using the Site, you agree to be bound by these Terms of Use of Digital Products and to use the Site in accordance with these Terms of Use of Digital Products, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from ONline Philippines accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Use of Digital Products.

We reserve the right to change these Terms of Use of Digital Products. or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Use of Digital Products.on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

Intellectual Property Rights. The eBook Products, related Training Courses, and information available for purchase on this website are either owned by or licensed to ONline Philippines and its partner companies and are protected by the intellectual property laws of the Philippines and other jurisdictions. ONline Philippines and its licensors retain all proprietary rights to these materials.
This Site and all the materials available on the Site are the property of ONline Philippines and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Use of Digital Products or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site

Limited Access. Single-user eBooks are only licensed for use to one individual and cannot be shared. These products are available for online access only. Online access is set up for single users via Internet Protocol (IP) address for authentication. The setup process is straightforward: You provide your Internet Protocol (IP) address range(s) to ONline Philippines, and then we configure and activate your account.

Restrictions. eBook Products and related Training Courses (known as ‘Digital Products’) are copyright protected to prevent editing and copying capabilities. These can only be accessed directly from the dashboard which you have been given access by ONline Philippines.

The digital products and information on this website are provided “as is” and ONline Philippines makes no representations or warranties of any kind, including but not limited to the accuracy, completeness, or results obtained through use of these materials.

Disclaimer. You agree that your use of the digital products and information on this website is at your sole risk. To the fullest extent permitted by applicable law, ONline Philippines disclaims all warranties, express and implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. ONline Philippines will not be liable for any damages of any kind arising from the use of the digital products and information on this site, including, but not limited to, direct, indirect, incidental, consequential, and punitive damages.
The digital products and information on this website are intended to assist Filipinos and other professionals and do not, in whole or in part, constitute expert or other professional advice. This agreement is governed by and to be construed in accordance with the laws of the Philippines.

*ALL eBook SALES ARE FINAL – NO REFUNDS.

Purchase of our digital products MUST be made via our website with the use of the preferred payment methods set by ONline Philippines. Upon confirmation of your payment, you will receive an email that will include directions and your login information on how to access the digital product(s) you have purchased. All sales of Electronic Products are final. NO refunds will be issued.

General Earnings Disclaimer. Any earnings or income statements, or earnings or income examples, are only estimates of what ONline Philippines thinks you could earn. there is no assurance you will do as well. If you rely upon our figures, you must accept the risk of not doing as well.

Where specific income figures are used, and attributed to an individual or business, those persons or businesses have earned that amount. There is no assurance you will do as well. If you rely upon our figures; you must accept the risk of not doing as well.

Any and all claims or representations, as to income earnings on this Site, are not to be considered as average earnings.

There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results.

Monetary and income results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or make any money at all. there is no assurance you will do as well. if you rely upon our figures; you must accept the risk of not doing as well.

Online Commerce. Certain sections of the Site may allow you to purchase many different types of digital products and services online that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, and the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by both the merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. In addition, when you purchase digital products or services on or through the Site, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly. You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site.

Your participation, correspondence or business dealings with any third party found on or through our Site, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that ONline Philippines shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

Interactive Features. This Site may include a variety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feedback to us and real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services on the Site, lies with each user – you alone are responsible for the material you post or send. We do not control the messages, information or files that you or others may provide through the Site. It is a condition of your use of the Site that you do not:

Restrict or inhibit any other user from using and enjoying the Site. Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site.

Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.

Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.

Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.

Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.

Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.

Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.

Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our express written approval.

Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

ONline Philippines may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public forums in the future. ONline Philippines or its designated agents may remove or alter any user-created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discussion centers for users and subscribers. Information and content posted within these public forums may be provided by ONline Philippines staff, ONline Philippines‘s outside contributors, or by users not connected with ONline Philippines, some of whom may employ anonymous user names. ONline Philippines expressly disclaims all responsibility and endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants, and do not reflect the opinions of ONline Philippines or any of its subsidiaries or affiliates.

ONline Philippines has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion. In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

Registration. To access certain features of the Site, we may ask you to provide certain personal information including your complete name, phone number, email. In addition, if you elect to sign-up for a particular feature of the Site, such as chat rooms, web logs, or bulletin boards, you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

Passwords. To use certain features of the Site, you will need a username and password, which you will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

Under no circumstances, including, but not limited to, negligence, shall we, our subsidiary and parent companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the site, including our messaging, blogs, comments of others, books, emails, products, or services, or third-party materials, products, or services made available through the site or by us in any way, even if we are advised beforehand of the possibility of such damages. (because some cities do not allow the exclusion or limitation of certain categories of damages, the above limitation may not apply to you. In such states, our liability and the liability of our subsidiary and parent companies or affiliates is limited to the fullest extent permitted by such state law.) you specifically acknowledge and agree that we are not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with the site, any materials, products, or services on the site, or with any of the site’s terms and conditions, your sole and exclusive remedy is to discontinue using the site and the products, services and/or materials.

This site is continually under development and the ONline Philippines makes no warranty of any kind, implied or express, as to its accuracy, completeness or appropriateness for any purpose.

With regards to financial content on the site: Neither company nor its owners, officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers and agents are financial advisers and nothing contained on the site is intended to be or to be construed as financial advice.

ONline Philippines is not an investment advisory service, is not an investment adviser, and does not provide personalized financial advice or act as a financial advisor. The Site exists for educational purposes only, and the materials and information contained herein are for general informational purposes only.

The education and information presented herein is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. You are encouraged to discuss any opportunities with your mentor, attorney, accountant, financial professional or other advisors.

The information contained in this program (including but not limited to content in any format) is based on sources and information reasonably believed to be accurate as of the time it was recorded or created. However, this material deals with topics that are constantly changing and are subject to ongoing changes related to technology and the market place as well as legal and related compliance issues. Therefore, the completeness and current accuracy of the materials cannot be guaranteed. These materials do not constitute legal, compliance, financial, tax, accounting, or related advice.

The end user of this information should therefore use the contents of this program and the materials as a general guideline and not as the ultimate source of current information and when appropriate the user should consult their own legal, accounting or other advisors.

Any case studies, examples, illustrations cannot guarantee that the user will achieve similar results. In fact, your results may vary significantly and factors such as your market, personal effort and many other circumstances may and will cause results to vary.

The information provided in this product is sold and provided on an “as is” basis. ONline Philippines does not promise or guarantee any income or particular result from your use of the information contained herein.Those results are your responsibility as the end user of the product. (some states do not allow limited warranties, so this may not apply to you.) In particular, ONline Philippines shall not be liable to the user or any other party for any damages, or costs, of any character including but not limited to direct or indirect, consequential, special, incidental, or other costs or damages, in excess of the purchase price of the product or services. These limitations may be affected by the laws of particular states and

None of ONline Philippines, its owners officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers and agents (all collectively hereinafter referred to as “company”) are financial advisers and nothing contained herein is intended to be or to be construed as financial advice.

ONline Philippines is not an investment advisory service, is not an investment adviser, and does not provide personalized financial advice or act as a financial advisor.

ONline Philippines exists for educational purposes only, and the materials and information contained herein are for general informational purposes only. None of the information provided in the website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, recommendation or sponsorship of any company, security, or fund. The information on the website should not be relied upon for purposes of transacting currencies, commodities, securities or other investments.

You hereby understand and agree that ONline Philippines does not offer or provide tax, legal or investment advice and that you are responsible for consulting tax, legal, or financial professionals before acting on any information provided herein. ONline Philippines’s programs are not intended as a promotion of any particular products or investments and neither company nor any of its officers, directors, employees or representatives, in any way recommends or endorses any company, product, investment or opportunity which may be discussed herein.

The education and information presented herein is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. You are encouraged to discuss any opportunities with your attorney, accountant, financial professional or other advisor.

Your use of the information contained herein is at your own risk. The content is provided ‘as is’ and without warranties of any kind, either expressed or implied. ONline Philippines disclaims all warranties, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. ONline Philippines does not promise or guarantee any income or particular result from your use of the information contained herein ONline Philippines assumes no liability or responsibility for errors or omissions in the information contained herein.

ONline Philippines will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including, but not limited to, loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if company has been advised of the possibility of such damages. In no event will the collective liability of ONline Philippines to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to ONline Philippines for the information, product or service out of which liability arose. Under no circumstances will ONline Philippines be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content contained herein. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

Indemnity. You agree at all times to defend, indemnify and hold harmless ONline Philippines its affiliates, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.

Termination. We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

Others. The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If you believe in good faith that materials hosted by ONline Philippines infringe your copyright, you, or your agent may send to ONline Philippines a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon ONline Philippines actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to ONline Philippines a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. ONline Philippines’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached as follows: admin@on-philippines.com.

This Agreement shall be binding upon and ensure to the benefit of ONline Philippines and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of ONline Philippines. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by ONline Philippines to any affiliated entity or any of its wholly owned subsidiaries.

Dispute Resolution. These Terms of Use of Digital Products shall be governed by and construed in accordance with the laws of the Philippines and any dispute shall be subject to binding arbitration in the Philippines. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Class Action Waiver. You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations aren’t allowed.

The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a class or representative proceeding or claims (such as a class action, consolidated action or private attorney general action) unless all relevant parties specifically agree to do so following initiation of the arbitration.

Severability. If any clause within the Terms of Use of Digital Products (other than the Class Action Waiver clause above) is found to be illegal or unenforceable, that clause will be severed from the Terms of Use of Digital Products, and the remainder of these Terms of Use of Digital Products will be given full force and effect. If the Class Action Waiver clause is found to be illegal or unenforceable, the dispute will be decided by a court.